Lender LTD

Stockton Mortgage Corporation d/b/a Lender LTD, ISAOA/ATIMA 88 C Michael Davenport Blvd. Frankfort, KY 40601

Stockton Mortgage Corporation d/b/a Lender LTD, ISAOA/ATIMA 88 C Michael Davenport Blvd. Frankfort, KY 40601

Loans must be extended prior to lock expiration date and may be extended no more than 30 days in total. The cost of an extension is 0.025% (2.5bps) per day and can be requested on a per day basis up to a total 0f 30 days. After 30 days in extensions, loan will be subject to worse case pricing if additional days are needed.

Lock extensions are completed by the loan officer through Lender Link.

Lock Extension Fees:
1 day = 2.5 bps
7 days = 17.5 bps
15 days = 37.5 bps
30 days = 62.5 bps

If a lock has expired and is being relocked within 30 days of lock expiration, pricing will be based on worse case pricing. Worse case is the lesser of the original price compared to the
current market price. If a loan does not close by the lock expiration date and the loan has been extended for the maximum amount of time (30 days) the loan will be re-priced at
worse case.

Worse case pricing is the lesser of the original price compared to the current market price, plus a 0.25 relock fee.